Orchard Independent - Financial Advisers in Edinburgh
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Buy to Let Edinburgh
 
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Buy to Let - Edinburgh

At a time of low interest rates and volatility in the stock market, Buy to Let can seem an attractive investment. Up until fairly recently, Buy to Let was rarely out of the headlines with banks and building societies falling over themselves to lend money with relatively low deposits. Whilst this isn't quite the case anymore, Buy to Let can still seem an ideal investment for those worried about the stock market and low savings rates.

Many investors who bought during the boom encountered difficulties as interest rates increased, prior to them being cut to 0.5%. However, with rising rents and decreasing house prices, investors are being tempted once again. As a note of caution, though, it must be noted that interest rates will rise again at some point in the future and any potential buy to let investor would be wise to factor that in when buying property.

Of course, there are no guarantees with buy to let, there are a number of things you should consider before taking the first step.

  • Market research - find out all you can about the market
  • Choose the right area to buy in
  • Work out the costs and expenses, mortgage payments, anticipated rents and other costs etc
  • Haggle over the price - always
  • Decide if you want to manage the property yourself or have a managing agent act for you.
  • Mortgages - we can help you find the deal for you. We have access to the all of the current buy to let mortgages available and can find you the one to suit your individual requirements

If you live in the Edinburgh area, we will be happy to help you with buy to let mortgage advice and give you the benefit of our considerable experience in this area. Call us today on 0131 620 6202 or click here and we will call you.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE
REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER
DEBT SECURED ON IT.


MOST FORMS OF BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

A fee is payable when you apply for a mortgage, the exact amount will depend upon your individual circumstances, however typically it will be £350. We will also be paid commission from the lender.

Orchard Independent Ltd is an appointed representative of TenetConnect Services Ltd which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Ltd is entered on the Financial Services Register (http://www.fca.org.uk/register) under 150643.

Orchard Independent Ltd.  12 Dalziel Place, Edinburgh, EH7 5TR. Telephone - 0131 620 6202.

Registered in Scotland - Company No. SC355263

The guidance and/or advice contained within this website is/are subject to the UK regulatory regime and is/are therefore primarily targeted at consumers based in the UK.

Director - Jon Carter