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People

About Our Team...



Orchard Independent evolved as a partnership in June 2000 with Laurie Cumming and Jon Carter as business partners. Our experience is drawn from 42 years of tied backgrounds of Insurance Providers.

We felt that our joint skills and experience would complement each other in order to provide our new and existing clients with totally unbiased independent advice and service.


Our Team



Laurie Cumming (Partner)



Email Laurie Cumming on laurie@orchardindependent.co.uk


Jon Carter (Partner)



Email Jon Carter on jon@orchardindependent.co.uk


Craig Brown (Financial Adviser)



Email Craig Brown on craig@orchardindependent.co.uk



Orchard Independent is an appointed representative of the M&E Network Ltd., which is authorised and regulated by the Financial Services Authority.
The M&E Network Ltd is entered on the Financial Services Authority register (www.fsa.gov.uk/register/) under reference 150643.

Orchard Independent, 12 Dalziel Place, Edinburgh, EH7 5TR. Telephone - 0131 620 6202. Email - info@orchardindependent.co.uk

The guidance and/or advice contained within this website is/are subject to the UK regulatory regime and is/are therefore primarily targeted at consumers based in the UK.

Partners - Jon Carter & Laurie Cumming